Estimate what actually lands in your bank account each pay period. Enter your gross salary, choose how often you are paid, and set your own combined tax rate along with any pre-tax and post-tax deductions such as retirement contributions or insurance. The calculator subtracts pre-tax deductions first, applies your tax rate to the taxable remainder, then removes post-tax deductions to arrive at your net take-home pay per period and per year. Because you enter the tax rate yourself, it stays accurate for any country or situation and never needs to call a live tax service, so nothing about your pay leaves your browser. Adjust your contributions to see how they change both your tax and your net pay. Everything is computed locally.