Dollar cost averaging means investing a fixed amount on a regular schedule regardless of price, which smooths out market swings and removes the temptation to time the market. This calculator projects how a recurring contribution grows over time at an assumed average annual return. Enter your starting balance, the amount you invest each period, how often you invest, the expected annual return, and the number of years, and it compounds each contribution to show your projected final balance, the total you personally contributed, and the growth earned on top. Seeing contributions and gains side by side makes the power of consistency and compounding clear. Returns are an assumption, not a guarantee, so treat the output as a planning estimate rather than a promise. Every calculation happens locally in your browser and stays private.
It projects a recurring investment growing at a steady annual return and separates your total contributions from the interest earned.
Regular deposits compound over time, so the model shows contributions plus growth, illustrating the effect of consistent investing.
Set your recurring amount and time horizon, and the tool projects the balance and how much of it comes from returns.
Dollar cost averaging means investing a fixed amount on a regular schedule regardless of price, which smooths out market swings and removes the temptation to time the market. This calculator projects how a recurring contribution grows over time at an assumed average annual return.
Yes. Dollar Cost Averaging Calculator is completely free, with no sign-up and no usage limits.
Yes. Dollar Cost Averaging Calculator runs in any modern web browser. There is nothing to download or install.
Yes. Dollar Cost Averaging Calculator runs entirely on your device in your browser, so nothing you enter is uploaded to a server.