Future value tells you what money you have today, plus any regular deposits, will be worth at a future date once compound interest has done its work. This calculator combines two classic finance formulas: the future value of a present lump sum, and the future value of a series of equal contributions, so it handles both a starting balance and ongoing monthly savings. Enter your present value, monthly contribution, annual interest rate, and the number of years, and it compounds monthly to give an accurate projected balance along with how much of that total was contributed versus earned as interest. It is the essential tool for planning savings goals, retirement pots, or any investment where money grows over time. All computation happens locally in your browser.
Future value tells you what money you have today, plus any regular deposits, will be worth at a future date once compound interest has done its work. This calculator combines two classic finance formulas: the future value of a present lump sum, and the future value of a series of equal contributions, so it handles both a starting balance and ongoing monthly savings.
Yes. Future Value Calculator is completely free, with no sign-up and no usage limits.
Yes. Future Value Calculator runs in any modern web browser. There is nothing to download or install.
Yes. Future Value Calculator runs entirely on your device in your browser, so nothing you enter is uploaded to a server.