Total everything the group spent, divide by the number of people to get each fair share, then compare that share with what each person actually paid. Whoever paid less than their share owes the difference to those who paid more, and the debts can be settled in just a few transfers. A free group expense splitter does this in your browser with no account.
Free group trip expense splitter. Enter who paid what, then see who owes whom and the fewest transfers to settle up. Runs in your browser.
Open Group Trip Expense Splitter → Free toolFree trip cost splitter. Enter a total trip cost and number of travelers to see the fair per-person share instantly, all in your browser.
Open Trip Cost Splitter → Free toolFree tip and split calculator. Add a tip, optionally round the total, and split the bill evenly across any number of people for a clean per person amount.
Open Tip and Split Calculator →List every payment with who made it. The group total divided by the head count is the fair share. Each person balance is what they paid minus that share: positive means the group owes them, negative means they owe the group. Matching the negative balances against the positive ones settles the whole trip, usually in fewer transfers than people expect.
Doing this by hand in a chat thread is where fairness disputes start, because partial payments and forgotten receipts pile up. A splitter that shows every input and the resulting transfers makes the math transparent, and because it runs client-side, the trip finances are never uploaded anywhere.
If one person paid for everything, each other traveler just owes total / people. For a restaurant bill with a tip, a tip and split calculator adds the tip percentage first and then divides evenly.
Split the shared costs from the days they were present separately, or agree on a reduced share. The splitter handles the arithmetic once you decide the rule.
No. The splitter runs in the browser with no sign-up, and the amounts you enter never leave your device.
Settle the largest debtor against the largest creditor first. The expense splitter suggests a near-minimal set of transfers automatically.