Set a target amount and find out how long it takes to get there. Enter your savings goal, how much you have already put aside, the amount you add each month and, optionally, the annual return your savings earn, and this calculator counts forward month by month until you reach the target. It returns the number of months and years, the date you would hit the goal and how much of the final amount came from contributions versus growth. Adding a return rate shows how even a modest yield shortens the timeline, and lowering the monthly amount shows the trade-off in time. It is the practical planning tool for a house deposit, a trip, an emergency fund or any specific number you are working toward. Everything runs locally in your browser.