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Rent Affordability Calculator

0comfortable monthly rent
0rent after debts
0income landlord wants (3x)

See how much rent fits your budget before you tour apartments and fall for one you cannot sustain. Enter your gross monthly income and your existing monthly debt payments, then pick a target percentage of income to spend on rent. The classic guideline caps rent at thirty percent of gross income, though many landlords want your income to be at least three times the rent, which is the same idea from the other direction. The calculator shows your comfortable rent at your chosen ratio, flags how debts eat into it, and displays the income a landlord would typically require for that rent. Use it to set a firm ceiling before you start negotiating. Everything is calculated instantly in your browser, so your income and debt figures stay private and never touch a server.

How to use Rent Affordability Calculator

  1. Enter your gross monthly or annual income.
  2. Enter your monthly debt payments.
  3. Read the monthly rent you can comfortably afford.

Frequently asked questions

What rule does this use?

It applies the common 30 percent rule, suggesting rent should be at most about 30 percent of your gross monthly income.

Does it consider my other debts?

Yes. Entering monthly debts adjusts the comfortable rent figure so your total obligations stay manageable.

Is the 30 percent rule strict?

It is a guideline, not a rule. High cost areas may push people higher, while others aim lower to save more.

What is Rent Affordability Calculator?

See how much rent fits your budget before you tour apartments and fall for one you cannot sustain. Enter your gross monthly income and your existing monthly debt payments, then pick a target percentage of income to spend on rent.

Is Rent Affordability Calculator free to use?

Yes. Rent Affordability Calculator is completely free, with no sign-up and no usage limits.

Does Rent Affordability Calculator work in a web browser?

Yes. Rent Affordability Calculator runs in any modern web browser. There is nothing to download or install.

Is my data private with Rent Affordability Calculator?

Yes. Rent Affordability Calculator runs entirely on your device in your browser, so nothing you enter is uploaded to a server.