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Inflation Calculator

Inflation quietly erodes the buying power of money, so a fixed amount buys less each year. This calculator shows exactly how much. Enter an amount, an average annual inflation rate, and a number of years, and it tells you two things: what that money will be worth in today buying power after inflation, and the nominal amount you would need in the future to match today value. It uses standard compounding, the same math central banks use to describe the shrinking value of a currency over time. Use it to sanity check long term savings goals, pension expectations, or whether a raise actually keeps up with rising prices. The default 3 percent rate is a common long run average, but you can set your own. Everything is calculated locally in your browser.

How to use Inflation Calculator

  1. Enter an amount of money.
  2. Set an inflation rate and number of years.
  3. Read the change in buying power over that time.

Frequently asked questions

How does inflation reduce buying power?

Rising prices mean the same money buys less over time. The tool shows how much real value an amount loses across a number of years.

Can it project a future amount?

Yes. Enter an amount and inflation rate to see its equivalent future value or how much its purchasing power shrinks.

What inflation rate should I use?

A long run average of around 2 to 3 percent is common, but you can enter any rate to match a specific period or forecast.

What is Inflation Calculator?

Inflation quietly erodes the buying power of money, so a fixed amount buys less each year. This calculator shows exactly how much.

Is Inflation Calculator free to use?

Yes. Inflation Calculator is completely free, with no sign-up and no usage limits.

Does Inflation Calculator work in a web browser?

Yes. Inflation Calculator runs in any modern web browser. There is nothing to download or install.

Is my data private with Inflation Calculator?

Yes. Inflation Calculator runs entirely on your device in your browser, so nothing you enter is uploaded to a server.