Estimate the extra cash a home purchase demands beyond the down payment so nothing surprises you at the closing table. Enter the home price, your down payment and an expected closing cost percentage, and the calculator returns the estimated closing costs and the total cash to close. Buyer closing costs typically run between two and five percent of the loan or price and cover lender fees, title insurance, appraisal, recording, prepaid taxes and insurance, and escrow setup. Since these vary a lot by state and lender, the percentage is fully adjustable, and you can nudge it after you receive a loan estimate. Seeing closing costs and the down payment together gives you the real number to have ready in your account. All figures are computed instantly in your browser, keeping your purchase details private.
It multiplies the home price by a closing cost percentage to estimate what a buyer pays at closing.
Buyer closing costs often run about 2 to 5 percent of the purchase price, so adjust the percentage to match your loan and location.
The cash to close figure combines closing costs with the down payment so you see the total cash needed.
Estimate the extra cash a home purchase demands beyond the down payment so nothing surprises you at the closing table. Enter the home price, your down payment and an expected closing cost percentage, and the calculator returns the estimated closing costs and the total cash to close.
Yes. Closing Cost Estimator is completely free, with no sign-up and no usage limits.
Yes. Closing Cost Estimator runs in any modern web browser. There is nothing to download or install.
Yes. Closing Cost Estimator runs entirely on your device in your browser, so nothing you enter is uploaded to a server.